No more medical bill anxiety — insurance built for foreigners
Get Insured in Korea, Without the Language Barrier
Hospital bills in Korea add up fast without coverage. WeBring compares insurance plans that fit your visa and stay, and supports you in your language from enrollment to claims.
Why WeBring
Plans Made for Foreigners
We compare and recommend plans matching your visa type (E-9, D-2, F-6...) and length of stay.
Support in Your Language
Multilingual consultation so you fully understand the terms and coverage before you sign.
From Enrollment to Claims
We guide you through paperwork, application, and insurance claims end to end.
First check: is insurance mandatory for me?
Depending on your visa status, some insurance in Korea is compulsory. Check this before choosing any private plan.
National Health Insurance (NHIS) — automatic after 6 months of stay
Registered foreigners are enrolled automatically as local subscribers once they have stayed 6 months or more (National Health Insurance Act Art. 109; Enforcement Rule Art. 61-2; in force since 16 July 2019). Students (D-2), K-12 students (D-4-3), non-professional workers (E-9), permanent residents (F-5) and marriage migrants (F-6) are enrolled from the date of entry without waiting. Unpaid premiums can suspend benefits (Art. 109(10)). Eligibility and premiums: NHIS guide for foreigners · call centre 1577-1000.
Four mandatory insurances for EPS workers (E-9 etc.)
Bought by the worker: Return-cost insurance (within 3 months of the contract; 400,000–600,000 KRW depending on country) and accident insurance. Bought by the employer: departure-guarantee insurance (severance, 8.3% of monthly ordinary wage) and wage-guarantee insurance. Basis: Act on the Employment of Foreign Workers Art. 13, 15, 23. Premiums and enrolment: EPS four-insurance guide (HRD Korea).
International students
Student (D-2) status is enrolled in NHIS from the date of entry. Check with your university's international office whether it requires additional coverage.
Mandatory insurance covers basic medical costs but not everything — hospitalisation, surgery, accidents or the cost of returning home. WeBring compares private plans that fit your visa status to fill that gap. Insurance consultation and enrolment: Miyoung Cho, DB Insurance PA (Reg. No. 23065460) — reach her via KakaoTalk or WhatsApp.
Frequently Asked Questions
How is private insurance different from NHIS (National Health Insurance)?
NHIS is the mandatory public scheme covering basic care; private insurance fills the gaps — hospitalization, surgery, and injuries. Depending on your visa, NHIS enrollment may start months after arrival, and private plans cover that gap.
Can I enroll without an Alien Registration Card (ARC)?
Some plans accept a passport instead. If you just arrived and have no ARC yet, tell us during consultation and we will suggest available options.
How much does it cost?
Premiums depend on age, visa type, and coverage, but plans start from around ₩5,000 per month. Get an exact quote through a free consultation.
How do I file a claim after a hospital visit?
You submit receipts and medical certificates. WeBring explains the required documents in your language and can pair you with our hospital interpretation service.
Sources & references
- National Health Insurance Act Art. 109 (Special provisions for foreigners)
- Enforcement Rule of the NHI Act Art. 61-2 — 6-month rule; statuses enrolled immediately
- NHIS — Enrolment guide for foreigners and overseas Koreans
- Act on the Employment of Foreign Workers Art. 13, 15, 23 — Departure-guarantee, return-cost, wage-guarantee and accident insurance
- HRD Korea — EPS four-insurance guide
Reviewed by: Miyoung Cho (WeBring (주식회사 위카코퍼레이션) CEO · DB Insurance PA · Reg. No. 23065460) · Last verified: